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It may make sense to consolidate some of your credit card and other personal debt into a new consolidated loan, typically a home-equity loan. Consolidation loans can significantly reduce your required monthly payment because they are generally amortized over 10 or 15 years. Use this calculator to determine how quickly you could get out of debt and how much interest you might save.

Consolidated Loan Information
Annual percentage rate: %
Number of years:
Current Debt Information
Balance Monthly Payment Yearly Rate(%)
Credit card 1:
Credit card 2:
Credit card 3:
Auto loan 1:
Auto loan 2:
Boat/RV Loan 1:
Other Loan 1:
Other Loan 2:
Other Loan 3:
Summary and Conclusion
Is it Worth-while to consolidate all your debts?
Current Debt Analysis Consolidated Loan Analysis If You Apply Your Monthly Savings To The New Loan
Total debt balance:
Monthly payment
Total remaining interest to be paid
Total number of payments remaining