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Please provide your current loan information and refinancing terms
Current Loan Balance: as of now
Current Monthly Payment:
Current Interest Rate:
New Interest Rate:
New Loan Term: years and months
Total Closing Cost:
Financial Analysis and Comparisons
Before Refinancing Before Refinancing (add extra monthly payment) After Refinancing After Refinancing (same monthly payment)
Monthly Payment:
Monthly Payment Reduction(-) / Increase(+):
Total Payment to be paid:
Total Interest Payment to be paid:
Total Interest Saving(-) / Loss(+):
Total Time Reduction(-) / Increase(+):
Payoff Date:
Summary and Conclusion
Is it Worth-while to Refinance?